Our Story
Born from a lived experience
Next Grade Capital was born from a simple truth: every school term, parents across Zambia face the impossible choice of paying school fees or putting food on the table.
Our founders saw this struggle firsthand in their own families, their neighbors, their communities. They realized that parents don't lack income. They lack a way to pay for education over time, in a way that matches how they earn.
That's why we built Next Grade Capital. A digital platform that pays school fees, uniforms, books, and learning materials directly to schools and suppliers and lets parents repay in smaller, affordable amounts through salary deductions or mobile money.
